If you’re a condo owner facing a leaky faucet or a burst pipe, your first thought is probably: “Who can I call—fast?” But if you’ve ever tried to hire a plumber on your own, you might’ve run into a surprising roadblock: your condo board. Many owners ask, “Does a condo board need to approve a new plumber?” The answer isn’t always straightforward—and getting it wrong could delay repairs, violate rules, or even cost you fines. Let’s clear up the confusion, step by step.
When Does a Condo Board Have Authority Over Plumbing Repairs?
Condo living involves shared walls, shared systems, and shared responsibility. Unlike a single-family home, where you have full control over contractors, condos operate under a governing body—typically a homeowners’ association (HOA) or condo board.
According to the Community Associations Institute (CAI), over 74 million Americans live in community associations, and nearly all have rules about vendor access, renovations, and maintenance. The board’s authority usually stems from your condo’s Declaration of Covenants, Conditions, and Restrictions (CC&Rs) and bylaws.
So, does that mean you always need approval to hire a plumber? Not necessarily. It depends on three key factors:
- Location of the plumbing issue (unit vs. common area)
- Type of work required (emergency vs. renovation)
- Your association’s specific rules
Unit Plumbing vs. Common Area Plumbing: Who’s Responsible?
One of the most common sources of confusion is who owns which pipes.
| Area | Typically Owned By | Approval Needed? |
|---|---|---|
| Pipes inside your unit (e.g., under sinks, behind toilets) | Unit owner | Usually no, unless specified |
| Pipes in walls/floors shared with neighbors | Condo association | Yes—board often controls access |
| Main sewer lines, roof drains, building-wide systems | Condo association | Always—board must approve |
💡 Pro Tip: Check your condo’s maintenance responsibility chart (often in the bylaws). This document clarifies who fixes what.
For example, if your kitchen sink backs up due to a clog within your unit, you can usually call a plumber without approval. But if the issue stems from a shared stack pipe behind the wall, the association likely owns it—and you’ll need permission before any contractor drills or cuts.

Emergency Repairs: Are There Exceptions?
Yes! Emergencies often override standard approval processes.
Most condo bylaws include an emergency clause allowing owners to act immediately to prevent damage (e.g., burst pipes, sewage backups, flooding). However, you’ll typically need to:
- Notify the board or management company within 24 hours
- Use a licensed, insured plumber (some boards require pre-approved vendors)
- Submit receipts and a brief incident report
📌 Real-World Example: In a 2023 case in Miami, a condo owner avoided $8,000 in fines after a pipe burst by documenting the emergency repair and notifying the board the same day—proving compliance despite bypassing pre-approval.
Still, always check your specific rules. Some strict associations require even emergency vendors to be on an approved vendor list.
What If You Hire a Plumber Without Approval?
Skipping approval might seem harmless—but consequences can be serious:
- Fines (typically $100–$500 per violation)
- Denied insurance claims if unapproved work causes damage
- Required removal or redo of work at your expense
- Legal disputes with neighbors if shared systems are altered
In extreme cases, like the 2021 Chicago condo dispute, an owner had to reimburse $12,000 to the association after an unapproved plumber damaged a main water line during a “simple” toilet install.
⚠️ Bottom Line: When in doubt, ask first. A quick email to your property manager could save you thousands.
Step-by-Step: How to Get Plumber Approval (When Needed)
If your situation requires board approval, follow these steps:
- Review your condo’s bylaws and CC&Rs (ask management for a copy if needed).
- Identify the scope: Is it your unit-only work, or does it affect common elements?
- Contact your property manager—not the full board—to request vendor approval.
- Submit the plumber’s credentials: license number, insurance certificate, and W-9 form (many boards require this).
- Wait for written approval (usually 3–7 business days).
- Schedule work within approved time windows (many condos restrict noisy work to 9 AM–4 PM on weekdays).
Some condo associations even maintain a pre-approved vendor list for plumbing, electrical, and HVAC work. Using these vendors often speeds up the process.
For more on how condo governance works, see the Wikipedia entry on condominiums, which outlines typical ownership structures and responsibilities.
Pros and Cons of Requiring Board Approval for Plumbers
| Pros | Cons |
|---|---|
| Ensures all contractors are licensed & insured | Delays emergency repairs |
| Protects building integrity & shared systems | Adds bureaucracy for simple fixes |
| Prevents unqualified vendors from causing damage | May limit your choice of plumbers |
| Maintains uniform standards across units | Potential for inconsistent enforcement |
While approval processes can feel frustrating, they exist to protect all owners—not just enforce rules for the sake of control.
FAQ: Your Top Questions Answered
Q1: Do I need approval to replace my water heater in a condo?
A: Usually yes. Water heaters often connect to shared venting or drainage systems. Even if it’s inside your unit, most associations require pre-approval for appliance replacements due to safety and code compliance.
Q2: Can the condo board force me to use their plumber?
A: They can’t force you—but they can require that any plumber meet specific criteria (licensed, insured, on their vendor list). If your chosen plumber doesn’t meet those, they can deny access.
Q3: What if my plumber accidentally damages a common area pipe?
A: You (or your plumber’s insurance) may be liable for repairs. This is why associations insist on verified insurance—always confirm your plumber carries $1M+ general liability coverage.
Q4: Are renters allowed to call plumbers in a condo?
A: Typically, only the unit owner or authorized agent can request vendor access. Renters should notify the owner first. The lease may specify who handles maintenance.
Q5: How long does plumber approval usually take?
A: Most well-run associations respond within 3–5 business days. Emergency requests should be processed within 24 hours. If delays exceed a week, follow up in writing.
Q6: Can I appeal if my plumber request is denied?
A: Yes. Most bylaws include an appeals process—often through a grievance committee or board hearing. Provide documentation (e.g., plumber’s credentials, scope of work) to support your case.
Conclusion
So, does a condo board need to approve a new plumber? The honest answer: It depends—but it’s better to assume “yes” until you confirm otherwise. Understanding your condo’s rules not only keeps you compliant but also protects your investment and your neighbors’ peace of mind.
By knowing what you own, when to ask, and how to document, you’ll avoid fines, delays, and disputes. Share this guide with fellow condo owners—it might save them from a plumbing nightmare!
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Remember: In condo life, a little paperwork today prevents major headaches tomorrow.

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